Loans

Earn Extra Cryptos Just by Lending it!

XchangeBTC lending is cryptocurrency lending service where each our user can lend cryptocurrency for a certain period to XchangeBTC by agreeing on the loan contract agreement. Upon expiration or termination of the agreement, XchangeBTC  will return cryptocurrency with annual % rate on top of it.

CALCULATE YOUR INCOME RIGHT NOW

Do you have spare cryptocurrency that is not used?
Open XchangeBTC  Lending account and lend your cryptocurrency.
You can earn interest rate without trading knowledge
With XchangeBTC  Lending Service You can lend various cryptocurrencies such as Ethereum, Ripple, Monero, Factom, and Augur as well as Bitcoin.

Start Lending

Allready have an account? 

Why XchangeBTC

Experienced Team

XchangeBTC  has an award-winning team whose business continuously audited by Reputable Experts. Customer service is at the heart of everything we do!

10+ Years of FinTech Success

XchangeBTC  is powered by a leading FinTech group serving people across the Globe for more than 10 years, while being strictly supervised by multiple European Banking and Global Financial Services Regulators.

World Renowned Custodian

XchangeBTC  partners withto secure all crypto assets. BitGo is trusted by other top market leaders such as CME Group, Pantera Capital, Kraken, The Royal Mint and UPbit.

FAQ

WHEN I’LL
BE PAID?

XchangeBTC will pay
usage fee according to the amount of cryptocurrency you lent.

STARTING DAY
OF DEPOSIT?

Lending will be available after XchangeBTC verifies the lending application. XchangeBTC may disapprove an application depending on amount
and term of deposit.

FROM WHEN I EARN INTEREST?

The usage fee is paid to user’s account when XchangeBTC returns cryptocurrency.

WHY SHALL I TRUST YOU?

XchangeBTC has a fully operational instant lending platform with seamless user experience and military-grade security with 256-bit encryption

NOTICE

  • XchangeBTC Lending is not subject to Payment Services Act. Hence, lent cryptocurrencies are not managed as segregated funds.
  • The price of cryptocurrency is always fluctuating. The price when you lent cryptocurrency and price when you sell is different. Please be aware there’s always a risk.
  • To use XchangeBTC Lending, please note that user must agree with the consumption loan agreement, which is an unsecured contract. Hence, users have a risk not being able to receive lent cryptocurrencies in a case when XchangeBTC bankrupt.
  • Users are prohibited from selling or sending lent cryptocurrencies until the end of a term or when XchangeBTC decides to return it.
  • This service is not a deposit item, it is not subject to deposit insurance.

EXAMPLE

  • e.g.) When you lend Bitcoin at an annual interest rate of 3 % for 90 days.
  • [10BTC] × [0.03] × [90days] ÷ 365 = 0.0739726BTC will be paid as a usage fee.